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How Santander’s Brazil unit is driving growth with car loans

At BM Multimarcas, a used-car dealer on the outskirts of Sao Paulo, owner Santel de Abreu Bernardo can show you jalopies that most big banks would not touch.

There is a faded blue 2003 Renault hatchback with 195,000 kilometres on the dial. And a Volkswagen Gol Turbo so old that it could vote.

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